Why insure with a Mutual Company?

As neighbours, we understand your needs. Ontario's Mutuals are owned and directed by their policyholders. They back each other through our Guarantee Fund and Reinsurance Company. Collectively, our system is one of the most financially secure insurance networks. We are proud to be 100% Canadian.


What kinds of insurance coverage do you offer?

• Automobile / Vehicle Insurance
• Homeowner's Insurance
• Tenant's Insurance
• Commercial Business Insurance
• Farm Insurance
• Home-based Business Coverage
• Church Coverage
• Identity Theft Protection

Should I have Home Insurance coverage if I am a tenant or rent my home?

Some tenants believe they are covered under the building owner's insurance policy in the case of a fire or break in. This is not the case. If your negligence causes damage within the building it could result in a tremendous financial loss for you. Smoke alone can result in thousands of dollars of damage to your own belongings, common areas and to the belongings of other residents.

If you have unsafe conditions in your home, you are responsible or liable if someone hurts himself/herself. If the injury is serious enough, court damages may apply.




Do you have a question that hasn't been posted here?

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